The SmartMiles Reduce your driving and your expenses. With a variable monthly premium that is determined by your driving distance, you can have the same excellent coverage as a standard Nationwide auto policy.

Free of accidents Keep your driving record accident-free to receive a discount.

A good student A discount is available to drivers between the ages of 16 and 24 who maintain a B average or higher.

Driving defensively Get a discount by finishing a safety course that has been certified by the state. (To be eligible, you might need to be 55 or older.)

If your car has specific anti-theft systems installed, you can get a discount. It could be necessary to provide proof of installed gadget.

Customers who have no at-fault collisions or serious infractions are rewarded by Safe Driver Nationwide. You may qualify for a lower auto insurance cost if you have driven safely for at least five years.

Automated payments Get a one-time discount when you set up automatic withdrawals from your bank account.

Nationwide Car Insurance Standard Coverages:

These coverages help protect you, your passengers, or other people on the road in the event of an accident.

• Bodily injury liabilityIf you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.
• Property damage liabilityIf you cause an accident, this coverage helps pay for damages to another person’s vehicle or property.
• Personal injury protectionLearn about PIP coverage and how it may keep you covered in the event of an accident.
• Uninsured motoristHelps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
• Underinsured motoristHelps protect you from drivers who do not have enough insurance to cover the costs of an accident.
• Medical paymentsAlso known as med pay, helps pay medical costs for you and your passengers in the event of a covered auto accident.
• Vehicle coveragesThese coverages help you with repairing any damage done to your vehicle or another driver’s, as well as providing additional resources if you can no longer use your own car.
• CollisionRegardless of who’s at fault, collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
• ComprehensiveAlso known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, weather events and accidents involving animals.
• Towing and labor coverageThis coverage can help when your car is stuck, broken down or inoperable due to an accident. (If collision coverage is not available.)
• Rental car expenseThis coverage provides access to a rental car or other transportation while your car is in the repair shop after a covered accident. Also known as loss of use or transportation expenses.
• Gap coverageIf your car is a total loss after an accident, this coverage may pay the difference between the actual cash value and what you owe on the lease or loan.

Nationwide Car Insurance Optional Coverages:

• Special auto coveragesYou may find these optional features beneficial to add onto your car insurance policy:
• Accident Forgiveness®Avoid a rate increase because of the first at-fault accident or minor violation on your policy.
• Roadside AssistanceGet 24/7 emergency help if you need fuel, a tire change, a jump-start or a tow.
• Vanishing Deductible®Earn $100 off your deductible for each year of safe driving, up to $500. Your deductible could vanish completely.
• Total loss deductible waiverHave the physical damage deductible (comprehensive or collision) waived in the event of a total loss

Check Full Details Here for Nationwide Car Insurance Details