JK Bank Fresh Recruitment for 1356 Various Posts

RECRUITMENT OF BANKING ASSOCIATES- UT OF J&K

Jammu & Kashmir Bank Ltd., Corporate Headquarters, M.A. Road, Srinagar, has issued a detailed recruitment notification inviting online applications from eligible domiciles of the Union Territory of Jammu & Kashmir for the appointment of Banking Associates.

Interested and eligible candidates can submit their applications through the official website of J&K Bank. The online examination will be conducted by the Institute of Banking Personnel Selection (IBPS).

1. Important Recruitment Details

2. Important Dates

Candidates are advised to regularly visit the official website under the Careers section for updates regarding the recruitment process.

3. Total Number of Vacancies

J&K Bank has announced a total of 1,033 vacancies for Banking Associates.

The recruitment will be carried out according to the applicable reservation rules of the Union Territory of Jammu & Kashmir.

4. Reservation and Age Relaxation

The bank will follow the Jammu & Kashmir Reservation Rules, 2005, as amended from time to time. The notification refers to S.O. 176 dated 15 March 2024, issued by the Social Welfare Department, Civil Secretariat, J&K.

The category-wise reservation is as follows:

Scheduled Castes (SC) :

 

Scheduled Tribes (ST) :

 

Socially and Educationally Backward Classes (SEBC) :

Economically Weaker Sections (EWS):

Ex-Servicemen:

Persons with Disabilities (PwBD):

Reservation for Persons with Disabilities

The 4% horizontal reservation for persons with benchmark disabilities will be distributed as follows:

Candidates belonging to reserved categories must possess a valid category certificate on the date of online registration.

Candidates belonging to reserved categories who qualify on their own merit under the General Category will not be adjusted against reserved vacancies.

5. Eligibility Criteria

Candidates must fulfil the prescribed eligibility conditions before submitting their applications.

A. Domicile Requirement

Only candidates holding domicile status of the Union Territory of Jammu & Kashmir are eligible to apply.

Selected candidates will be required to submit a valid domicile certificate issued by the competent authority.

B. Age Limit

The age of candidates will be calculated as on 01 January 2026.

Candidates must have been born:

Both dates are inclusive.

Age relaxation will be applicable to reserved category candidates according to the applicable J&K Reservation Rules.

Additional Relaxation for J&K Bank Apprentices:

Candidates who have successfully completed apprenticeship training with J&K Bank and are domiciles of J&K UT will receive:

This relaxation will be provided in addition to the age relaxation already applicable to their respective reservation categories.

C. Educational Qualification

Candidates must possess a Graduation Degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government/UGC.

The educational qualification must be completed on or before the last date of online registration.

Applicants must possess a valid marksheet or degree certificate confirming their graduation and must mention their graduation percentage while filling out the online application form.

Important Instructions Regarding Graduation Percentage

Candidates must calculate their graduation percentage up to two decimal places.

If a university awards CGPA or OGPA, candidates must convert it into percentage according to the university’s prescribed conversion formula.

A certificate from the appropriate university authority confirming the conversion norms and percentage obtained may be required.

The percentage will be calculated by dividing the total marks obtained in all subjects across all semesters or years by the aggregate maximum marks in all subjects, multiplied by 100.

Fractions will be ignored. For example, 59.99% will be treated as less than 60%, while 54.99% will be treated as less than 55%.

Candidates must ensure that all information regarding educational qualifications and reservation categories is entered correctly. No change of category will be permitted after registration.

6. Reservation for Persons with Benchmark Disabilities

As per Section 34 of the Rights of Persons with Disabilities Act, 2016, eligible persons with benchmark disabilities will be entitled to reservation benefits.

The notification identifies the following disability categories:

A. Visual Impairment (VI)

Eligible candidates include persons suffering from blindness or low vision after the best possible correction.

Blindness includes:

Low vision includes:

B. Hearing Impairment (HI)

C. Locomotor Disability (LD)

This category includes:

D. Intellectual Disability (ID)

The notification includes:

E. Multiple Disabilities

Candidates having multiple disabilities among the above-mentioned categories may also be considered according to the applicable provisions.

The benchmark disability requirement is generally not less than 40% of the specified disability, certified by the competent authority.

Candidates claiming reservation must submit a valid disability certificate issued by the competent authority. The bank may verify disability certificates and UDID cards and may also arrange a fresh medical assessment.

Scribe Facility and Compensatory Time

Candidates eligible for a scribe may use the facility according to the applicable Government of India guidelines.

Important conditions include:

Candidates with visual impairment of at least 40% may opt for magnified examination content and may receive compensatory time of 20 minutes per hour.

Candidates with locomotor disabilities and cerebral palsy affecting their writing extremity may also receive compensatory time, subject to the prescribed conditions.

Candidates with intellectual disabilities exceeding 40% may receive compensatory time of 20 minutes per hour, whether or not they use a scribe.

 

Detailed Notification for Recruitment of Banking Associates for the UT of J&K : Click here

 

 

RECRUITMENT OF PROBATIONARY OFFICERS- UT OF J&K

Jammu and Kashmir Bank Limited has issued a detailed notification inviting online applications from eligible domiciles of the Union Territory of Jammu and Kashmir for the recruitment of 323 Probationary Officers (POs).

Interested and eligible candidates can submit their applications through the official website of J&K Bank. The selection process will consist of three stages: Preliminary Examination, Mains Examination and Interview. The online examinations will be conducted by the Institute of Banking Personnel Selection (IBPS).

1. Important Dates

Candidates are advised to regularly visit the official website of J&K Bank for updates regarding examination dates, admit cards, results and further recruitment procedures.

2. Vacancy Details

Jammu and Kashmir Bank has announced a total of 323 vacancies for the post of Probationary Officer.

The recruitment will be carried out according to the reservation rules applicable in the Union Territory of Jammu and Kashmir, including the provisions of the J&K Reservation Rules, 2005, as amended from time to time.

3. Reservation Details

Reservation will be applicable in accordance with the provisions of S.O. 176 dated 15 March 2024, issued by the Social Welfare Department, Civil Secretariat, Jammu and Kashmir.

The category-wise reservation percentages mentioned in the notification are:

The notification also specifies age relaxation for eligible reserved-category candidates:

The age relaxation for SC/ST and other eligible reserved categories may be combined with PwBD relaxation as permitted under the applicable rules.

Candidates applying under reserved categories must possess a valid category certificate on the date of online registration.

PwBD Reservation

The 4% horizontal reservation for Persons with Benchmark Disabilities will be distributed among the following disability categories, as specified in the notification:

Candidates claiming reservation under the PwBD category must submit a valid disability certificate issued by the competent authority.

4. Eligibility Criteria

Candidates applying for the Probationary Officer recruitment must fulfil the domicile, age and educational qualification requirements prescribed by J&K Bank.

Domicile Requirement

Only candidates holding a valid domicile certificate of the Union Territory of Jammu and Kashmir are eligible to apply.

Selected candidates will be required to produce a domicile certificate issued by the competent authority at the time of document verification.

Age Limit

The age limit will be calculated as on 01 January 2026.

• Minimum Age: 20 years

• Maximum Age: 30 years

Candidates must have been born not earlier than 01 January 1996 and not later than 01 January 2006, both dates inclusive.

Upper-age relaxation will be provided to eligible reserved-category candidates according to the applicable reservation rules of the UT of Jammu and Kashmir.

Educational Qualification

Candidates must possess a graduation degree in any discipline from a university recognised by the Government of India.

An equivalent qualification recognised by the Central Government or UGC will also be accepted.

The required educational qualification must be possessed on or before the last date of online registration.

Applicants must have a valid marks sheet or degree certificate confirming that they have completed graduation. Candidates will also be required to mention their graduation percentage while filling out the online application form.

Calculation of Graduation Percentage

Candidates must calculate their graduation percentage up to two decimal places.

Where a university awards CGPA or OGPA instead of percentage marks, candidates must convert the grade into percentage according to the university’s prescribed conversion formula.

The notification states that the percentage will be calculated by dividing the total marks obtained in all subjects across all semesters or years by the aggregate maximum marks and multiplying the result by 100.

Fractions in the percentage will be ignored. For example, 59.99% will be treated as less than 60%, while 54.99% will be treated as less than 55%.

Candidates must produce the relevant conversion certificate issued by the university wherever applicable.

5. Reservation for Persons with Benchmark Disabilities

J&K Bank has provided reservation and examination-related facilities for eligible Persons with Benchmark Disabilities under Section 34 of the Rights of Persons with Disabilities Act, 2016.

The notification covers the following categories:

Candidates must have a benchmark disability of not less than 40%, wherever applicable, and must submit a disability certificate issued by the competent authority.

The Bank may verify the authenticity of disability certificates and UDID cards through the concerned issuing authority or the UDID portal. It may also conduct a fresh medical assessment through a medical board.

Scribe Facility

Eligible candidates who require assistance during the examination may use a scribe according to the applicable Government of India guidelines.

Important conditions include :

Eligible candidates using a scribe will be allowed compensatory time of 20 minutes for every hour of examination, or as otherwise prescribed.

Compensatory Time for PwBD Candidates

The notification provides compensatory time for eligible candidates with visual impairment, locomotor disability, cerebral palsy and intellectual disabilities.

Candidates with specified disabilities who have difficulty writing may also be eligible for compensatory time, subject to the prescribed conditions.

Visually impaired candidates with at least 40% disability may opt for the magnified-font facility. However, this facility will not be available to candidates using a scribe.

Candidates must register for the required facilities while submitting their online applications, as the examination system may not permit such concessions if they have not been registered.

6. Economically Weaker Section (EWS)

Candidates applying under the EWS category must possess a valid Income and Asset Certificate for the financial year 2026–2027.

The certificate must be issued by an authority recognised by the Government of India or the Government of the Union Territory of Jammu and Kashmir.

7. Selection Process

The selection process for J&K Bank Probationary Officers will be conducted in three stages:

Candidates must qualify at each stage to become eligible for the subsequent stage.

Preliminary Examination

The Preliminary Examination will be conducted online and will consist of three objective tests.

English Language

• Number of Questions: 30

• Maximum Marks: 30

• Time: 20 Minutes

• Medium: English

Quantitative Aptitude

• Number of Questions: 35

• Maximum Marks: 30

• Time: 20 Minutes

• Medium: English

Reasoning Ability

• Number of Questions: 35

• Maximum Marks: 40

• Time: 20 Minutes

• Medium: English

Total Examination

• Total Questions: 100

• Total Marks: 100

• Total Duration: 60 Minutes

Each section will be separately timed.

Candidates must qualify in all three tests by securing the cut-off marks decided by IBPS in consultation with J&K Bank.

The minimum aggregate qualifying marks in the Preliminary Examination will be:

• General Category: 40%

• Reserved Categories: 35%

Candidates shortlisted up to 10 times the number of vacancies in each category, based on their performance in the Preliminary Examination, will be eligible to appear for the Mains Examination.

Mains Examination

Candidates qualifying in the Preliminary Examination will be called for the Mains Examination.

The Mains Examination will consist of objective and descriptive sections.

Objective Tests

1. Reasoning

• Questions: 40

• Maximum Marks: 60

• Duration: 45 Minutes

• Medium: English

2. General/Economy/Banking Awareness/Digital/Financial Awareness

• Questions: 50

• Maximum Marks: 60

• Duration: 35 Minutes

• Medium: English

This section will also include questions relating to RBI circulars.

3. English Language

• Questions: 40

• Maximum Marks: 20

• Duration: 35 Minutes

• Medium: English

4. Data Analysis and Interpretation

• Questions: 40

• Maximum Marks: 60

• Duration: 45 Minutes

• Medium: English

Total Objective Examination

• Total Questions: 170

• Total Marks: 200

• Total Duration: 160 Minutes

Descriptive Paper

The Mains Examination will also include a descriptive paper consisting of:

• Essay and Comprehension

• Number of Questions: 2

• Maximum Marks: 25

• Duration: 30 Minutes

• Medium: English

The descriptive paper may cover economic and social issues, emerging trends in banking and technology, current events, ethics and related subjects.

J&K Bank reserves the right to modify the examination structure, if required. Any changes will be communicated through its official website.

Mains Examination Qualifying Marks

The minimum aggregate qualifying marks in the Mains Examination will be:

• General Category: 40%

• Reserved Categories: 35%

Candidates must also obtain the minimum qualifying score in each individual test.

Only marks obtained in the Mains Examination will be considered for shortlisting candidates for the Interview.

Candidates shortlisted up to three times the number of vacancies under each category will be called for the Interview.

Negative Marking

There will be negative marking in the objective sections of both the Preliminary and Mains Examinations.

For every incorrect answer, one-fourth of the marks assigned to that question will be deducted.

No marks will be deducted for questions left unanswered.

Interview

Candidates shortlisted on the basis of their Mains Examination performance will be called for an Interview conducted by J&K Bank.

The Interview will carry a total of 100 marks.

Minimum qualifying marks will be:

• General Category: 40%

• Reserved Categories: 35%

The final merit score will be calculated by combining the Mains Examination and Interview marks in the following ratio:

• Mains Examination: 80%

• Interview: 20%

Candidates must qualify in both stages to be considered for final selection.

The final selection will be based on the combined score, category-wise merit and the number of vacancies available.

8. Examination Centres

The online examinations will be conducted at various examination centres across India.

Candidates will be required to select six examination centres while filling out the online application form. Out of these six preferences, at least three centres must be located outside the Union Territory of Jammu and Kashmir.

Examination Centres Within J&K

Examination Centres Outside J&K

The Bank may allot a centre other than the candidate’s preferred choice depending on administrative requirements and the availability of seats.

Requests for changing examination centres will not ordinarily be entertained.

9. Documents Required at the Examination Centre

Candidates must carry the following documents to the examination centre:

Candidates appearing for the Mains Examination must also bring the authenticated or stamped Preliminary Examination call letter along with the authenticated copy of the identity proof.

Candidates reporting after the reporting time mentioned on the call letter will not be permitted to appear for the examination.

Accepted Identity Proofs

The following documents may be accepted as photo identity proof:

• E-Aadhaar Card with photograph

• Employee ID Card

Ration Cards and Learner’s Driving Licences will not be accepted.

Candidates who have changed their names must produce the original Gazette notification or original marriage certificate, as applicable.

The name mentioned on the identity proof must exactly match the name appearing on the application form and call letter.

10. Biometric Verification

J&K Bank will capture and verify the biometric data and photograph of candidates during different stages of the recruitment process.

Biometric verification may be conducted:

Candidates must cooperate with the biometric verification process. Refusal to participate may lead to cancellation of candidature.

Applicants are advised to ensure that their fingers are clean and dry before biometric verification. Any injury or damage to the right thumb must immediately be reported to the concerned examination authority.

11. How to Apply Online

Eligible candidates can submit their applications through the official website of Jammu and Kashmir Bank.

Official Website: https://jkb.bank.in/

The application process will remain open from 07 November 2026 to 26 November 2026. Applications submitted through any other mode will not be accepted.

Step 1: Visit the Official Website

Visit the official website of J&K Bank and open the Careers section.

Find the Probationary Officer Recruitment 2026 notification and click on the Apply Online link.

Step 2: New Registration

Select the option for new registration and enter the required details, including:

• Candidate’s name

• Contact details

• Email ID

• Mobile number

After successful registration, the system will generate a provisional registration number and password.

Candidates should save these details for future use.

Step 3: Fill in the Application Form

Enter all required personal, educational and category-related information carefully.

Candidates should verify their details before final submission, as changes may not be permitted after completing registration.

Step 4: Upload Documents

Upload the required photograph, signature, left thumb impression and handwritten declaration according to the prescribed specifications.

Step 5: Pay the Application Fee

Proceed to the payment section and pay the applicable application fee through the available online payment methods.

Step 6: Final Submission

Preview the complete application form and verify all entered information.

After confirming that the details and uploaded documents are correct, complete the registration and submit the application.

Candidates should download and retain a printout of the final application form and payment receipt.

12. Application Fee

The application fee and intimation charges are as follows:

The application fee must be paid online between 07 November 2026 and 26 November 2026.

Any applicable bank transaction charges will have to be borne by the candidate.

 

Payment can be made through :

• Debit Cards

• Credit Cards

• Internet Banking

• IMPS

• Cash Cards

• Mobile Wallets

Candidates should wait for the payment confirmation from the server and avoid refreshing or pressing the back button during the transaction.

An e-receipt will be generated after successful payment. If the e-receipt is not generated, the transaction may not have been completed successfully.

13. Photograph, Signature and Document Upload Guidelines

Candidates must prepare the following documents before starting the online application:

Photograph Specifications

Candidates will also be required to capture and upload a live photograph using a webcam or mobile phone.

Signature Specifications

Signatures written in capital letters will not be accepted.

Left Thumb Impression

Candidates without a left thumb may use their right thumb impression.

 

Detailed Notification for Recruitment of Probationary Officers for the UT of J&K :  Click here

 

 

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